430 Palm DR, Lower Matecumbe, FL 33036
Listed by Claire Johnson Coastal Realty of the Florida Keys

$5,550,000

$5,999,000

7.5%
Est.Price: ?

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Est. payment /mo

5 Beds

7 Baths

5,153 SqFt


SOLD DATE : 09/10/2026

Key Details

Sold Price $5,550,000

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Sold

Purchase Type For Sale

Square Footage 5,153 sqft

Price per Sqft $1,077

Subdivision Safety Harbor (74.0)

MLS Listing ID 620457

Sold Date 09/10/26

Style Above Flood

Bedrooms 5

Full Baths 5

Half Baths 2

HOA Y/N No

Year Built 2017

Annual Tax Amount $31,236

Tax Year 2025

Lot Size 10,000 Sqft

Acres 0.23

Property Sub-Type Single Family Residence

Land Area 5153

Property Description

Experience modern coastal luxury in Islamorada, where elevated design meets premier waterfront living. Built in 2017, this custom contemporary estate offers over 5,100sf of thoughtfully designed living space, set just 2 lots from the bay and across from a tranquil mangrove preserve that enhances both privacy and natural beauty.
Boaters will love the setup - 100' of dockage with 2 elevator boat lifts (20,000lb and 15,000lb), plus easy access to Everglades National Park and the Atlantic Ocean through the 65' Channel 5 Bridge.
Inside, the home feels open, bright, and refined. There are 5 ensuite bedrooms and 2 half baths, each bedroom featuring its own ductless A/C along with the central system. The primary suite includes a cozy sitting area, his-and-hers closets, and partial bay views. A secondary primary suite opens directly to the pool deck, offering privacy for guests or family.
The top level centers around a stunning great room with vaulted ceilings, fireplace, and a chef's kitchen with high-end appliances - the perfect setting for entertaining. On the lower level, a relaxed family room with fireplace and wet bar creates another comfortable gathering space. Additional features include laundry on both floors, an elevator, 2-car garage, and gated circular drive.
Out back, the saltwater pool, outdoor kitchen, and sound system create a true resort-style atmosphere. The east-facing orientation means warm morning sunshine, shady afternoons, and gentle ocean breezes. With CBS construction, metal roof, whole house generator and impact windows and doors, this home blends luxury, comfort, and peace of mind.
This is waterfront living for those who value both elegance and ease - the Keys lifestyle at its finest.

Location

State FL

County Monroe

Area 22 - Lower Matecumbe

Zoning R1 - Residential Single Family

Direction Lower Mat - turn at MM74 Bayside on Palm Dr and follow around. House is on left. Sign out front

Interior

Interior Features Walk-in Closet(s), Elevator, Fireplace(s), Pantry, Security System

Heating Fireplace(s)

Furnishings Furnished

Window Features Impact Rstnce Doors,Impact Rstnce Window

Appliance Dryer, Washer, Dishwasher, Microwave, Oven, Range, Refrigerator

Exterior

Parking Features Attached

Pool Heated, Salt Water, In Ground

Utilities Available Cable Available, FKAA, Municipal Sewer

Waterfront Description Canal Front

Roof Type Metal Roof

Porch Open Porch/Balcony, Patio

Garage No

Private Pool Yes

Building

Architectural Style Above Flood

Others

HOA Fee Include None

Tax ID 00391250-000000

Security Features Electric Gate

Pets Allowed Yes

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