
4 Beds
3 Baths
3,286 SqFt
4 Beds
3 Baths
3,286 SqFt
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 3,286 sqft
Price per Sqft $852
Subdivision Sacarma (21.0)
MLS Listing ID 619615
Style Above Flood
Bedrooms 4
Full Baths 3
HOA Y/N No
Year Built 1985
Annual Tax Amount $17,431
Tax Year 2025
Lot Size 0.717 Acres
Acres 1.17
Lot Dimensions X
Property Sub-Type Single Family Residence
Land Area 3286
Property Description
Experience one of the Lower Keys' rarest offerings at 21640 Overseas Highway,an extraordinary 1.2 acre open-water estate with panoramic ocean views, resort style amenities, and true investment upside. Opportunities like this almost never come to market from Key West to Summerland. With 3,286 sq ft per appraisal, this 4-bedroom waterfront residence delivers the scale, privacy, and setting luxury buyers search for but rarely find.
From the moment you enter, the home is designed around the water. Expansive living areas, soaring ceilings, and oversized windows frame endless blue views while natural light fills the interior. The spacious layout offers multiple entertaining zones, generous bedroom suites, and the kind of footprint that allows a buyer to enjoy immediately or elevate into a signature Keys showplace.
Outside is where this property separates itself from nearly everything else on the market. The massive parcel creates room to breathe, entertain, and enjoy waterfront living on a level almost impossible to replicate today. A private pool, sandy beach area, dockage, mature tropical grounds, and open-water backdrop combine to create a true resort atmosphere. Sunrise coffee, sunset cocktails, paddleboarding, boating, and stargazing all happen from your own backyard.
Under the home, an immense garage / storage / workshop space offers rare functionality for collectors, boating gear, vehicles, trailers, hobbies, or business use. Very few waterfront homes in the Keys offer this level of usable enclosed space.
For investors, this property's transient rental license potential is a major value driver. Large open-water estates with acreage and premium amenities command exceptional demand in the vacation market. With the right presentation and management plan, this is the type of asset that can serve as both a personal retreat and a high-performing income property. Lets take a look!!!
Location
State FL
County Monroe
Area 07 - Cudjoe Key
Zoning URM - Urban Res Mobile Home District
Interior
Interior Features Walk-in Closet(s), Built-in Cabinets, Cathedral Ceilings, Dade County Pine, Fireplace(s), Granite Counter Top, Smoke Alarms, Whirlpool Bath Tub, Other
Cooling Heat Pump, Central Air, Ceiling Fans(s), Attic Fan
Flooring Combo
Furnishings Furnished
Window Features Aluminum Windows,Sliding Glass Doors
Appliance Freezer, Dryer, Washer, Dishwasher, Disposal, Oven, Range, Refrigerator
Exterior
Exterior Feature Privacy Wall/Fence, Hot Tub, Chickee Hut, Storage, Sandy Beach
Parking Features Guest, Covered, RV Access/Parking, Assigned
Pool In Ground
Utilities Available FKAA, Municipal Sewer
Waterfront Description Oceanfront, Open Water
Roof Type Metal Roof
Porch Screened Patio, Deck, Patio, Screened
Garage No
Building
Architectural Style Above Flood
Additional Building Airplane Hangar
New Construction No
Others
HOA Fee Include None
Tax ID 00174830000000
Pets Allowed Yes






